Mavro X9 Analyzer Plus: The Evolution of a Robust Tool for Check Image File Management
The Evolution of a Robust Tool for Check Image File Management
In the highly specialized world of check processing, accuracy, efficiency, and speed are everything. That’s precisely why Mavro Imaging first developed X9 Analyzer—a robust internal utility designed to help its customers view and test X9 forward presentment files and interpret return files from banks.
Initially, the tool served a very focused purpose: ensuring seamless check image file handling for Mavro customers during system changes and file testing. But as its utility became apparent, Mavro began offering the X9 Analyzer for free to the broader financial community. The tool showcased Mavro’s deep domain expertise in X9 check processing and helped build trust with banks, credit unions, and processors far beyond its existing customer base.
What followed was a groundswell of adoption. The Mavro X9 Analyzer became a go-to solution for reviewing X9 files. Many banks and credit unions began recommending it to their customers. As the user base grew, so did the requests for additional features and even more functionality.
X9 Analyzer Plus: A Powerful New Chapter
In response to user demand, Mavro launched X9 Analyzer Plus, a significantly enhanced version of the original tool that’s built for greater control, insight, and precision. The new version introduces a paid licensing structure, but comes with a wealth of powerful functionality upgrades:
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Viewing
Quickly view and analyze both the front and back of check images, as well as details of any U.S. or Canadian X9 file with a significantly improved interface and enhanced file and image information viewing capabilities.
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Editing
Edit, delete, or undelete virtually any field at the check, bundle or cash letter level to correct issues before submission. Quickly address processing errors in date fields or edit check amounts with automated update of control record totals. Meet auditing and compliance monitoring via logging of all file modifications.
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Printing
Print check images if a paper copy is needed—including headers and watermarks of selected check images and data, as well as return file results.
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Search & Filtering
Advanced search options help pinpoint specific data elements faster, making reviews quicker and easier. Sort return files and search for specific return codes, dollar amounts and MICR fields.
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Exporting
Export check images and data to a variety of formats. Or copy any X9 data element or image to the clipboard for external processing.
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Validation
Validate X9 files for structural, data, and image compliance before forward presentment, ensuring that files meet bank requirements and reducing the likelihood of file rejection or delayed processing by the depository bank.
Streamlining Key Processes
The advanced validation and editing capabilities of the X9 Analyzer Plus eliminate many of the issues that result in poor presentment, speeding up the processing of returns, and enhancing the testing of system updates.
Forward Presentment Optimization
Customers can pre-validate files to ensure they are error-free before they reach the bank, helping to eliminate costly file rejections and deposit delays.
Streamlined Return File Handling
Now you can view and filter by return type, such as insufficient funds, invalid bank Information or not authorized. Print return images for manual reversal posting or export data and images for streamlined processing.
System Testing Support
The new features allow you to test file integrity and simulate changes with new software deployments to ensure updates don’t disrupt X9 formatting or processing.
What It Means for Customers
The launch of X9 Analyzer Plus brings direct and measurable benefits to companies that process large volumes of checks, such as utilities and nonprofits, as well as banks and credit unions.
● Fewer errors and reduced risk of file rejection
● Validated files before submission reduce delays in deposits
● Faster, more reliable check processing workflows
● Improved visibility and control during system changes or upgrades
● Greater confidence in compliance with specific bank format requirements
Looking Ahead
What began as a simple in-house utility has grown into an industry-trusted solution. With X9 Analyzer Plus, Mavro Imaging continues to raise the bar in check processing tools—empowering users to work smarter, reduce risk, and stay ahead of the curve.
Mavro values product feedback and would like to hear more about your requirements and needs around X9 file processing. If you’re an existing customer with new feature requests or want to become a Mavro X9 Analyzer user but have specific requirements, please send us an email and share your thoughts.
Interested in trying X9 Analyzer Plus? Download a free trial or contact your Mavro rep today.